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	<title>Comments on: Google Testing the Mortgage Lead-Gen Waters?</title>
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	<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters</link>
	<description>The Home for Lead Industry News &#38; Opinion</description>
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		<item>
		<title>By: Lead Critic</title>
		<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters/comment-page-1#comment-39357</link>
		<dc:creator>Lead Critic</dc:creator>
		<pubDate>Tue, 03 Jun 2008 17:11:49 +0000</pubDate>
		<guid isPermaLink="false">http://blog.leadcritic.com/google/google-testing-the-mortgage-lead-gen-waters#comment-39357</guid>
		<description>Alex,
Really?? lol</description>
		<content:encoded><![CDATA[<p>Alex,<br />
Really?? lol</p>
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	<item>
		<title>By: George Favvas</title>
		<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters/comment-page-1#comment-39333</link>
		<dc:creator>George Favvas</dc:creator>
		<pubDate>Tue, 03 Jun 2008 16:23:48 +0000</pubDate>
		<guid isPermaLink="false">http://blog.leadcritic.com/google/google-testing-the-mortgage-lead-gen-waters#comment-39333</guid>
		<description>Mortgage traffic is (even in this market) still a big money maker for Google, and for this reason they&#039;ll tread lightly at first.

But Google is a numbers-driven company and if and when they have enough data that suggests they can make more money this way, they&#039;ll do it and they won&#039;t care if it pisses off their advertisers or not.

Advertisers won&#039;t like it, they&#039;ll bitch (rightly so) about it being unfair... and most of them will keep buying keywords anyway.</description>
		<content:encoded><![CDATA[<p>Mortgage traffic is (even in this market) still a big money maker for Google, and for this reason they&#8217;ll tread lightly at first.</p>
<p>But Google is a numbers-driven company and if and when they have enough data that suggests they can make more money this way, they&#8217;ll do it and they won&#8217;t care if it pisses off their advertisers or not.</p>
<p>Advertisers won&#8217;t like it, they&#8217;ll bitch (rightly so) about it being unfair&#8230; and most of them will keep buying keywords anyway.</p>
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	<item>
		<title>By: Alex</title>
		<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters/comment-page-1#comment-39332</link>
		<dc:creator>Alex</dc:creator>
		<pubDate>Tue, 03 Jun 2008 16:08:52 +0000</pubDate>
		<guid isPermaLink="false">http://blog.leadcritic.com/google/google-testing-the-mortgage-lead-gen-waters#comment-39332</guid>
		<description>Google is doing exactly what companies like LeadToRealty (www.LeadToRealty.com) currently do. They might as well just evaluate the market and then go out and do some shopping.</description>
		<content:encoded><![CDATA[<p>Google is doing exactly what companies like LeadToRealty (www.LeadToRealty.com) currently do. They might as well just evaluate the market and then go out and do some shopping.</p>
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	</item>
	<item>
		<title>By: Lead Critic</title>
		<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters/comment-page-1#comment-38982</link>
		<dc:creator>Lead Critic</dc:creator>
		<pubDate>Mon, 02 Jun 2008 22:41:41 +0000</pubDate>
		<guid isPermaLink="false">http://blog.leadcritic.com/google/google-testing-the-mortgage-lead-gen-waters#comment-38982</guid>
		<description>I agree Brian...the solution to disposable numbers is assigning a unique number on every lead in real time...the consumer would never even know the number.</description>
		<content:encoded><![CDATA[<p>I agree Brian&#8230;the solution to disposable numbers is assigning a unique number on every lead in real time&#8230;the consumer would never even know the number.</p>
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	<item>
		<title>By: Brian Bowman</title>
		<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters/comment-page-1#comment-38956</link>
		<dc:creator>Brian Bowman</dc:creator>
		<pubDate>Mon, 02 Jun 2008 21:34:21 +0000</pubDate>
		<guid isPermaLink="false">http://blog.leadcritic.com/google/google-testing-the-mortgage-lead-gen-waters#comment-38956</guid>
		<description>I am not sure if this is a small test by Google U.K., or if this signals a step in Google testing how to make Lead Generation work within their CPC and CPA networks.

I personally like the concept of disposable phone numbers to provide consumers greater privacy and control and perhaps a solution is Jaxtr.  Jaxtr is doing a solid job of penetrating social networks.  I am unclear if consumers older than 27 (i.e. outside of the core social networking space) have the time or energy to go through the process of establishing a disposable phone number vs – just not answering the phone when you don’t recognize the caller’s I.D.

In either case, I am encouraged to see experimentation in Lead Generation. It is time that Lead Generation evolves.  If you add Google’s experimentation with the work that Zillow previously announced with it’s mortgage marketplace (what I call “reverse LendingTree”), it appears mortgage lead generation is poised for more experimentation once the market recovers.</description>
		<content:encoded><![CDATA[<p>I am not sure if this is a small test by Google U.K., or if this signals a step in Google testing how to make Lead Generation work within their CPC and CPA networks.</p>
<p>I personally like the concept of disposable phone numbers to provide consumers greater privacy and control and perhaps a solution is Jaxtr.  Jaxtr is doing a solid job of penetrating social networks.  I am unclear if consumers older than 27 (i.e. outside of the core social networking space) have the time or energy to go through the process of establishing a disposable phone number vs – just not answering the phone when you don’t recognize the caller’s I.D.</p>
<p>In either case, I am encouraged to see experimentation in Lead Generation. It is time that Lead Generation evolves.  If you add Google’s experimentation with the work that Zillow previously announced with it’s mortgage marketplace (what I call “reverse LendingTree”), it appears mortgage lead generation is poised for more experimentation once the market recovers.</p>
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		<title>By: sparkroom</title>
		<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters/comment-page-1#comment-38945</link>
		<dc:creator>sparkroom</dc:creator>
		<pubDate>Mon, 02 Jun 2008 21:18:00 +0000</pubDate>
		<guid isPermaLink="false">http://blog.leadcritic.com/google/google-testing-the-mortgage-lead-gen-waters#comment-38945</guid>
		<description>[...] Paul Knag tries out the Google Merchant services user experience here. LeadCritic talks about it here. The broad question is what Google thinks about the role of the lead aggregator? Google&#8217;s [...]</description>
		<content:encoded><![CDATA[<p>[...] Paul Knag tries out the Google Merchant services user experience here. LeadCritic talks about it here. The broad question is what Google thinks about the role of the lead aggregator? Google&#8217;s [...]</p>
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		<title>By: Lead Marketwatch &#124; Google Merchant Services &#124; Comparison Shopping Engine &#124; Lead Marketwatch</title>
		<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters/comment-page-1#comment-38721</link>
		<dc:creator>Lead Marketwatch &#124; Google Merchant Services &#124; Comparison Shopping Engine &#124; Lead Marketwatch</dc:creator>
		<pubDate>Mon, 02 Jun 2008 09:59:13 +0000</pubDate>
		<guid isPermaLink="false">http://blog.leadcritic.com/google/google-testing-the-mortgage-lead-gen-waters#comment-38721</guid>
		<description>[...] with Google&#8217;s mortgage lead generation customers&#8211;which gets some discussion over at Lead Critic. A cross between a comparison shopping engine and bankrate.com it offers the ability to compare [...]</description>
		<content:encoded><![CDATA[<p>[...] with Google&#8217;s mortgage lead generation customers&#8211;which gets some discussion over at Lead Critic. A cross between a comparison shopping engine and bankrate.com it offers the ability to compare [...]</p>
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		<title>By: A Lead Buyer</title>
		<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters/comment-page-1#comment-38304</link>
		<dc:creator>A Lead Buyer</dc:creator>
		<pubDate>Sun, 01 Jun 2008 14:51:15 +0000</pubDate>
		<guid isPermaLink="false">http://blog.leadcritic.com/google/google-testing-the-mortgage-lead-gen-waters#comment-38304</guid>
		<description>The obvious here is that Google would be going into direct competition with the folks buying their advertising and keywords.  They would need to tread lightly unless they think that shutting off that revenue stream would be supplanted by this new one. I am curious to see how this goes.  As a buyer I am interested in good leads not how I get them for the most part (Google or some other company).  Google has proven the ability to take industries that others have founded and do things better and differently...so maybe they can advance the lead gen space too.</description>
		<content:encoded><![CDATA[<p>The obvious here is that Google would be going into direct competition with the folks buying their advertising and keywords.  They would need to tread lightly unless they think that shutting off that revenue stream would be supplanted by this new one. I am curious to see how this goes.  As a buyer I am interested in good leads not how I get them for the most part (Google or some other company).  Google has proven the ability to take industries that others have founded and do things better and differently&#8230;so maybe they can advance the lead gen space too.</p>
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	</item>
	<item>
		<title>By: Lead Critic</title>
		<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters/comment-page-1#comment-38278</link>
		<dc:creator>Lead Critic</dc:creator>
		<pubDate>Sun, 01 Jun 2008 13:50:51 +0000</pubDate>
		<guid isPermaLink="false">http://blog.leadcritic.com/google/google-testing-the-mortgage-lead-gen-waters#comment-38278</guid>
		<description>Trace,
Nice post and I agree disposable phone numbers and giving the consumer the choice of how many lenders call are good options that have been discussed for the last year, but yet to be implemented, however I don&#039;t think it will be much longer.

Google has the ability to try thing on the fly if they choose but time will tell if they take this serious or not. If they bring this to the U.S. there will be an uproar amongst advertisers and competitors. Google needs to be investigated for being a monopoly today :)</description>
		<content:encoded><![CDATA[<p>Trace,<br />
Nice post and I agree disposable phone numbers and giving the consumer the choice of how many lenders call are good options that have been discussed for the last year, but yet to be implemented, however I don&#8217;t think it will be much longer.</p>
<p>Google has the ability to try thing on the fly if they choose but time will tell if they take this serious or not. If they bring this to the U.S. there will be an uproar amongst advertisers and competitors. Google needs to be investigated for being a monopoly today <img src='http://blog.leadcritic.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: Trace</title>
		<link>http://blog.leadcritic.com/lead-generation/google-testing-the-mortgage-lead-gen-waters/comment-page-1#comment-38127</link>
		<dc:creator>Trace</dc:creator>
		<pubDate>Sun, 01 Jun 2008 05:07:29 +0000</pubDate>
		<guid isPermaLink="false">http://blog.leadcritic.com/google/google-testing-the-mortgage-lead-gen-waters#comment-38127</guid>
		<description>I just wrote about the need to change how consumer data is handled here: http://tinyurl.com/4zvsvk . I suggest the use of throw away or disposable phone numbers that are usable by the lender for &quot;x&quot; amount of days .... if the borrower wants to give their real phone number they can if they choose.... this helps prevent the very real issue of consumers being called weeks months and years after their initial rate request...... interesting that google takes this a step further and implements a &quot;google operator&quot; which acts as a third party..... I think that this method will be extremely inefficient as who wants to set an appointment to get a rate quote... although I doubt this is a serious play for google right now, if they do make a real move at some point in the future, I HIGHLY doubt, this operator based system will be used.... I think it will lean more towards my earlier suggestion of disposable numbers or the like.... 

At the end of the day, I think google is too busy scaling internationally and building in other areas to make a real move here, but if they do it&#039;s a game changer... in any case, it will improve the existing dire environment that the industry has create for consumers that want to get a rate quote.</description>
		<content:encoded><![CDATA[<p>I just wrote about the need to change how consumer data is handled here: <a href="http://tinyurl.com/4zvsvk" rel="nofollow">http://tinyurl.com/4zvsvk</a> . I suggest the use of throw away or disposable phone numbers that are usable by the lender for &#8220;x&#8221; amount of days &#8230;. if the borrower wants to give their real phone number they can if they choose&#8230;. this helps prevent the very real issue of consumers being called weeks months and years after their initial rate request&#8230;&#8230; interesting that google takes this a step further and implements a &#8220;google operator&#8221; which acts as a third party&#8230;.. I think that this method will be extremely inefficient as who wants to set an appointment to get a rate quote&#8230; although I doubt this is a serious play for google right now, if they do make a real move at some point in the future, I HIGHLY doubt, this operator based system will be used&#8230;. I think it will lean more towards my earlier suggestion of disposable numbers or the like&#8230;. </p>
<p>At the end of the day, I think google is too busy scaling internationally and building in other areas to make a real move here, but if they do it&#8217;s a game changer&#8230; in any case, it will improve the existing dire environment that the industry has create for consumers that want to get a rate quote.</p>
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